How we Invest
Let Our Expertise Assist You
Allow us to assist you in planning for the future. In a world where life expectancy is on the rise, it has become vital to prepare for the years ahead. At Tradenomic, we understand that each individual’s financial path is distinct. That’s why we tailor our approach to financial and investment planning according to your specific goals. Our decisions are guided by our firm investment beliefs, which serve as the foundation for our current and future investment propositions.
Our Global Partners
Our 3 Levels To Investment Management
Level 1: Global Fund Managers
Selecting out-performing Fund Managers from reputable Investment Management Companies from around the world with a mandate to offer our clients unique strategies and low fund management costs.
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Unleashing Global Investment Talent
To optimise your investments, we recognise that the best talent isn’t confined to a single firm or location. For this reason, we embrace the freedom and flexibility to harness the skills of the world’s most accomplished fund managers.
Instead of relying solely on in-house investment managers, we adopt a distinct approach. We use St James’s Places carefully curated, select group of external managers to oversee our diverse range of funds.
While some wealth advisers may be limited to offering UK-based funds and managers, our strategy opens doors to a wealth of possibilities. You gain access to fund management expertise typically exclusive to large institutional or overseas investors.
These exceptional relationships set our approach apart, granting you the advantage of diversification and investment proficiency that surpasses the scope of many traditional wealth advisers. With us, you can confidently explore the world of global investment talent for optimal portfolio growth.
The Advantages of Outsourcing Investment Management
- This grants us the liberty to select from the finest managers worldwide.
- This approach eliminates any potential conflicts of interest when appointing or retaining a fund manager.
- We have the flexibility to swiftly change managers if necessary, without incurring any fees, tax implications, or inconvenience to you.
- This provides you with a genuine opportunity to diversify your investments by allocating your funds across various managers with distinct styles.
Level 2: Investment Management Team
We use the SJP In-house Investment Management Team and External Consultancies to select, monitor and make changes to fund managers based on investment styles, market conditions and performance. In addition, we apply a quantitative and qualitative approach to due diligence. Funds custodian are always held with SJP to reduce any risk from the Investment Management Company and this reduces on-going costs and tax due to fund closures.
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The Investment Committee of St. James’s Place
In essence, the primary responsibility of the Investment Committee is to oversee and “manage the managers.” This independent oversight ensures that we consistently act in your best interest, continually improving your investment success. To achieve this objective, the committee focuses on three key areas:
- Selecting Top Investment Managers: Through a meticulous global research process, the committee identifies and selects the best investment managers to handle your funds.
- Ongoing Manager Monitoring: The committee diligently monitors the performance of these managers to ensure they maintain their excellence.
- Seamlessly Changing Managers: When necessary, the committee initiates manager changes without any adverse impact on your investments.
The Investment Committee comprises senior members of St. James’s Place, drawing on their extensive expertise gained from successful careers in financial services and fund management. Additionally, St James’s Place have also incorporated several independent members into the committee. These carefully chosen experts contribute their unique insights to the decision-making process and represent the views of those directly affected by our fund’s performance – our valued investors, like you.
St James’s Place’s Consultants
Discovering and monitoring exceptional investment talent demands specialised knowledge, meticulous analysis and extensive effort.
To ensure the best outcomes, our Investment Management team collaborates with a range of independent investment consultancy firms. Their independence guarantees unbiased research and evaluation of your investments.
Just as St James’s Place do with our fund managers, each consultant is selected based on their expertise, knowledge, and experience. They play a crucial role in choosing and monitoring fund managers, contributing to investment strategy development, and shaping our diverse fund range. These investment consultants are instrumental in guiding our investment decisions and enhancing our commitment to your financial success.
Level 3: Portfolio Construction
As Your Financial Adviser, we assess and design the structure of your portfolio to fit your financial circumstances and goals whilst managing risk effectively. Ultimately building the roadmap to your financial success. We will conduct regular portfolio reviews and assess other requirements within wealth management services such as tax optimisation, protection planning, and estate planning.
Bespoke Fund Selection With Distinct Styles
It’s important to note that every client’s investment approach is tailored to their unique circumstances, and our recommendations may vary accordingly. Our objective is to work closely with you to create a personalised investment strategy that aligns with your financial aspirations and helps you navigate the complexities of the financial markets.
Our 3 Tiers of Fund Selection
Tier 1: Passive Funds
Passive funds invest in a broad range of securities that make up an index, providing instant diversification. The aim of the fund is to track a benchmark index and captures a view of the market with no filters.
Low Fees & Captures Market Performance
Limited Outperformance Above Linked Index
Tier 2: Systematic & Smart Beta Funds
Systematic & Smart beta funds employ rules-based quantitative investment strategies that go beyond traditional market-cap weighting. By selecting and weighting securities based on fundamental factors like value, volatility, momentum, or quality, these funds aim to outperform the overall market or specific segments.
Constructed to Enhance Performance
Medium Fees & Management Expenses
Tier 3: Quant Funds
Quantitative funds rely on sophisticated mathematical models and algorithms to analyse vast amounts of data. This data-driven and proprietary method approach aims to identify patterns, trends, and anomalies in financial markets, potentially leading to more informed investment decisions.
Higher Probability of Outperformance
High Fees & Management Expenses
What advantages does our investment approach offer?
Combining the expertise of our Investment Management team, consultants, and Investment Committee, we present what we believe to be the most optimal investment proposition for you.
Sense of Security – Rest assured, your funds are under vigilant supervision by dedicated professionals. Any changes to investment managers will be efficiently executed with seamless precision.
Unlocking Expertise – Our investment consultants possess highly specialised skills that are typically beyond the reach of private investors or other financial advisors.
Prudent Risk Management – We meticulously choose fund managers based not only on their quality but also to ensure their diverse investment styles deliver genuine portfolio diversification.
Achieving Your Financial Goals: Our Three-Step Approach
We prioritise understanding your objectives and providing lifelong peace of mind. To achieve this, we collaborate with you through the following three distinct methods:
PLAN: Together, we will create a comprehensive plan tailored to your longer-term financial aspirations, such as a comfortable retirement. This personalised roadmap will be designed to suit your unique needs and preferences.
DESIGN: Factoring in your time horizon and risk tolerance, we will craft an investment portfolio perfectly aligned with your requirements. This customised design aims to optimise your investment potential.
REVIEW: We understand that market conditions fluctuate and your personal circumstances may change over time. Therefore, we regularly monitor your investments to ensure they remain on the right track.
Our ultimate aim is to grant you peace of mind, enabling you to focus on life without concerns about your investments. Through our approach, we strive to offer you the greatest opportunity for exceptional returns throughout your lifetime.
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Let us take the mystery out of finanical planning so you can focus on what matters.